Welfare Notes April 2015

April, 2015

To Plan Participants and Beneficiaries of:

SUP Money Purchase Pension Plan and SUP 401(k) Plan

Investment Change Announcement Explanation

The Plans’ investment committee recently met to review the performance of plan investment choices.

If an investment choice does not meet the established minimum standards, the committee reviews other alternatives with similar investment objectives to discuss possible replacement options. This important notice is to inform you that the SUP Money Purchase Pension Plan and the SUP 401(k) Plan will be making changes to the plans’ investment options as outlined below:

This change is scheduled to go into effect the week of 5/11/2015:


Category              Prior Fund                         Ticker        New Fund                     Ticker        

Mid-Cap Value    Artisan Mid Cap Value    ARTQX      Vanguard Mid Cap          VMVAX

                                                                                        Val Idx Adm                                     

Mid-Cap Growth Columbia Acorn Z            ACRNX      Janus Enterprise T           JAENX

The fund(s) below will be added to your plan and accessible to plan participants the week of 5/11/2015:           

Ticker              Fund Name                             

VMVAX           Vanguard Mid Cap Val Idx Adm            

JAENX             Janus Enterprise T                                                                    

How will this affect me?

During the week of 5/11/2015 assets invested in the prior fund(s) will automatically be transferred to          the corresponding replacement fund shown above. In addition, all of your directives for investing future contributions in the prior fund(s) will automatically be changed to the corresponding replacement fund(s).                                   

Do I need to take action?                                                                              

No. However, if you want to make changes to your account you can:                   

•  Change your investment directives to ensure that future contributions are invested in the investment option of your choice.                                                            

•  Transfer any balance in this fund to the investment option of your choice.

These changes can be made using either:

•  Personal Savings Center at www.standard.com/retirement

•  Calling a customer service representative at 1-800-858-5420

Plan sponsors and participants should carefully consider the investment objectives, risks charges and expenses of the investment options offered under the retirement plan before investing. The Prospectuses for individual mutual funds and each available investment option in the group annuity contain this and other important information. Prospectuses may be obtained by calling 877-805-1127. Please read the prospectus carefully before investing. Investments are subject to market risks and fluctuate in value.